Letter from the Editor

NFC Confidential

Lower Interchange in the UK: A Well-Kept Secret

Visa and MasterCard sure can keep a secret.

HEADLINE NEWS

Hong Kong E-Payment Firm Admits Selling Customer Data

Hong Kong's Octopus Holdings has admitted to selling its customers' personal information since January 2006 and pocketing HK$44 million (US$5.7 million) from doing so. (ZDNet Asia)

Innovision CEO Steps Aside as Acquisition by Broadcom Moves Forward

UK-based NFC technology company Innovision announced today its CEO, David Wollen, has left the company, as the acquisition of Innovision by U.S.-based chip maker Broadcom moves forward.

Man Behind Toronto Transit's Push for 'Open Payment' Sticks to His Guns

The New York-based transit guru behind the Toronto Transit Commission's controversial move toward “open payment” says he believes the electronic fare system would cost Toronto “a small fraction” of the cost of adopting the province’s Presto smart card. (Toronto Star)

First Forum on NFC Bridge Technologies Planned for Taipei

With interest growing in NFC but few NFC phone models yet on the market, such NFC bridge technologies as contactless stickers, microSDs and SIMs with flexible antennas are attracting more and more attention from service providers and telcos.

Thai Bank and Telco Involved in Follow-Up NFC M-Payment Trial

Jul 21 2010

France-based Gemalto announced it is serving as trusted service manager for what appears to be a small NFC mobile-payment trial in Thailand involving a bank and mobile operator.

Korean and Japanese Telcos Plan Interoperable NFC Services

South Korea’s No. 1 mobile operator SK Telecom today announced an agreement with Japan’s second and third largest telcos for interoperable NFC payment and loyalty services.

U.S. Retailer Group: NFC Could Boost Store-Branded Cards

Near Field Communication could help give retailers a new edge in the “wallet-share war” they have been losing for years to banks and their open-loop payment card brands, according to a new report from the giant National Retail Federation.

HID Global and Inside Contactless to Offer NFC Corporate Badges

U.S.-based HID Global, a major supplier of contactless access-control cards, plans to introduce its high-end corporate ID application on NFC phones using chips from Inside Contactless, the companies announced today.

French Minister of Industry Confirms Support for NFC Cities

Christian Estrosi, France’s minister of industry, has confirmed government support for three to five more cities to launch NFC services in France next year, following the precommercial NFC launch in Nice this spring.

Dutch Banks and Telcos to Move Forward on M-Payment Project

Jul 8 2010

Three major Dutch banks and three mobile operators have decided to move forward with planning for an NFC mobile-payment launch in the Netherlands, NFC Times has learned.

French Vendor Hopes to Make Noise with Sound-Based M-Payment

You might call it the un-NFC technology.

Visa Europe: UK Contactless Card Growth Exceeds Expectations

Jul 7 2010

Visa Europe today predicted the number of Visa-branded contactless cards on issue in the United Kingdom will reach 12 million by the end of the year, about 2 million more than previously projected.

Profiles

It seems just a matter of time before Telefónica O2 UK launches NFC commercially.

A designer of NFC chip technology and maker of NFC tags, Innovision has a relatively low profile in the NFC industry. But that could change in a couple of years if the company’s vision pays off.

The U.S.-based card company Visa Inc. and its separate bank-owned affiliate, Visa Europe, share a brand and intellectual property on contactless payments and NFC.

France-based fabless chip supplier Inside Contactless had an inside track to the NFC market a couple of years ago as the first supplier of NFC chips supporting early versions of the single-wire protocol.

While contactless retail payment in the UK has been slow to take off, don’t blame Barclaycard or its parent Barclays PLC.

To those who criticize Nokia for the rather bland handsets it has outfitted with NFC and put onto the market, the handset maker responds–with some justification–that it has done more than any other phone maker to advance NFC technology.

MasterCard spearheaded the move to contactless-card payment in the U.S. with its PayPass technology.

No one can say Japan’s dominant mobile operator, NTT DoCoMo, lacks vision or the determination to transform the Japanese market.

Billing itself as one of Turkey’s largest privately held bank by assets, Garanti has been the most aggressive when it comes to rolling out contactless payment in Turkey’s innovative banking market.

German smart card supplier Giesecke & Devrient has been interested in contactless-mobile technology for years.

Twinlinx CEO Jacek Kowalski was too far ahead of his time when he co-founded contactless chip supplier Inside Contactless in late 1995.

Citi has never been sold on contactless-card payment like rival New York-based bank JPMorgan Chase. But Citi has made up for it with its interest in NFC.

The French have been doing a lot of deep thinking about how NFC should work when it’s rolled out.

The most important trade group promoting Near Field Communication, the NFC Forum sets standards for the technology and evangelizes its uses.

The European Telecommunications Standards Institute sets standards for the mobile technology used in nearly 4 billion mobile phones worldwide, and each one requires a SIM card.

Since its creation in 2006 from the merger of the two largest smart card makers at the time, Gemalto has billed itself as “the world leader in digital security.”

Co-creator of NFC with Sony and still the dominant supplier of contactless chips for transit cards worldwide, the Netherlands-based chip maker has taken a few hits of late.

Discover’s Zip contactless application is accepted at 70,000 merchant locations in the U.S. But you won’t have seen anyone tapping with Zip to pay.

Cassis International is one of the earliest entrants in the gold rush to offer trusted service management services and platforms.

While it launched NFC with Philips (now NXP) Semiconductors in 2002, Sony Corp. has produced few actual NFC chips.

Home

Worldwide Project Database

Bangkok

Thailand: Bank and Telco Hold Follow-Up NFC Trial
Kasikornbank will distribute the NFC phones to customers, according to Gemalto, which said it will personalize the Visa payWave...

Rexburg, Idaho

U.S.: M-payment Start-up Moves to Contactless Stickers
The first phase of the project issued contactless microSD cards with external antennas to 128 students and staff of Brigham Young...

Istanbul, other cities

Turkey: Group Plans Multibank NFC Trial with Multiple Secure Elements
Much-delayed trial will bring together six banks and one mobile operator for contactless payment using applications from both Visa and...

Minneapolis (likely)

U.S.: U.S. Bank to Test Contactless microSD Card with payWave Onboard
Expected to be one of the first tests by a bank of a microSD card embedded with an RF antenna, U.S.

Moscow

Russia: Large Telco and Transit Operator Test SIMs with Flexible...
Russia’s largest mobile operator, MTS, is partnering with the Moscow Metro, one of the busiest subway systems in the world, to launch a...

Nice

France: ‘Demonstration' Tests French Cooperative Approach to NFC
French mobile operators officially launched their first NFC demonstration project in the French Mediterranean

London

UK: London College Tests NFC for Student Attendance
Newham College is distributing NFC phones to four teachers, who will tap them to the ID cards of 120 students in place of taking roll call...

Poland

Poland: Telco and Bank Launch Cobranded Sticker
Telco PTC and Polbank EFG expand their cobranded payment card offer with a passive contactless sticker, which the parties launched near the...

Beijing

China: Unicom Offers Beijing’s Transit-Payment Service on a SIM
China Unicom’s Beijing branch is putting Beijing’s transit and close-loop retail payment application onto SIM cards that connect to...

Sitges

Spain: Country's Largest Telco Plans Big Payment Trial
The planned six-month “Mobile Shopping” trial is set to enable 1,500 customers of Telefónica and La Caixa bank to tap to pay at 500 shops...

Warsaw

Poland: Telco and Bank Beat Rivals to Launch Country’s First NFC Trial
The four-month trial launched by mobile telco PTC and Internet bank Inteligo enables 100 customers and employees to tap their Samsung S5230...

United States

U.S.: Citi To Launch Contactless Sticker Rollout
Citi plans to roll out passive stickers to credit card customers, which they can attach to their phones or other

Warsaw, Wroclaw and Poznan

Poland: PayWave Issuer to Launch NFC-Payment Trial
About 500 customers of Bank Zachodni WBK and mobile operator Polkomtel will be able to make low-value purchases in three cities by tapping...

Pilsen

Czech Republic: Telefónica O2 Tests Mifare-Based Transit
The first phase, which began in April 2009, enabled users to pay for bus tickets by tapping either of two Nokia NFC models.

Frankfurt

Germany: Transit Officials Enable Users to Tap or Scan in New Trial
Users will be able to tap their NFC phones or scan 2-D bar codes on posters in trains on five metro lines in Frankfurt to get fast updates...

Features

UK: Merchant Acceptance Makes Strides, But No Breakthrough Yet

By: 
Dan Balaban

The rollout of contactless payment in the United Kingdom will soon enter its fourth year, yet the vast majority of cards are still being issued by just one bank, Barclays, and no large retail chain has widely deployed the technology.

‘Open’ Warfare Breaks Out Among NFC Vendors Over Android

By: 
Dan Balaban

With rumors heating up that makers of Android smartphones will add NFC chips to “several” models due out by the first part of next year, the battles among suppliers of those chips and the software that supports them has been heating up, as well.

NFC Ticketing: Interoperability Problems on the Road Ahead?

France’s much-anticipated NFC demonstration project scheduled to launch Friday in Nice will feature a variety of applications, including bank payment. But the premier service is expected to be transit ticketing.

Polish Telcos and Banks Interested in NFC; Bemoan Lack of Phones

By: 
Dan Balaban

Polish mobile operator Polkomtel has not yet launched its planned NFC mobile-payment project–set to start in June with 500 users–but it is already talking about expanding it.

NFC Stickers Packing Bluetooth Planned for Trials in Mid-2010

By: 
Dan Balaban

France-based Twinlinx said it will begin shipments in May and June of the first small quantities of its NFC-enabled stickers that use a Bluetooth connection to communicate with handsets.

Barclaycard and Orange UK Prepare to Launch NFC

By: 
Dan Balaban

While many doubt that telcos and banks will ever agree on a business model for NFC and complain about the continued lack of phones supporting the technology, two major players in the United Kingdom–Barclaycard and Orange UK–are preparing for a commercial launch.

TSM Watch: Cassis Makes Push on Rivals’ Home Turf

By: 
Dan Balaban

Singapore-based trusted service manager Cassis International has appointed smart card industry veteran Jean-Philippe Bétoin to take over its European operation as the company seeks to expand in Europe and take on its larger rivals on their home turf.

DESFire SIM is One Piece of Gemalto’s NFC Strategy

By: 
Dan Balaban

Although there are no phones yet on the market to support NFC applications on the SIM, France-based smart card maker Gemalto believes the time is right to introduce the first SIM card with a high-end transit-ticketing application onboard, Mifare DESFire.

MasterCard Cuts Fees for Italian PayPass Push

By: 
Dan Balaban

MasterCard Worldwide is making a major push behind contactless payment in Milan as it tries to establish its PayPass brand on Italian soil.

Vendor Group Seeks to Crack Mifare Dominance

By: 
Dan Balaban

Taking aim at NXP Semiconductors and its dominant Mifare technology, four smart card industry suppliers have announced plans to introduce what they call an “open standard” for contactless transit-ticketing applications on cards and NFC phones.