Visa Policy on Alternate PANs Leaves Cardholders Out in the Cold in Taiwan

NFC Times Exclusive – Fourteen banks in Taiwan launched mobile payments using host card emulation late last week or plan to do so in coming weeks, but none of the cards that the banks’ customers can load into their new Android wallet apps will sport the Visa logo–one of the two main bank card brands in Taiwan. 

In the first case of its kind to come to light, it appears that Visa is declining to support–or at least is strongly discouraging–the commercial launches of mobile payments with Visa cards because banks are using their own form of tokenization, alternate PANs, not Visa’s own tokenization service, VTS, or other tokenization complying with guidelines of EMVCo, the proprietary standards organization owned by Visa and other major international schemes, NFC Times has learned.   

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